When juggling your money and trying to get the most from it, you may wonder what is worth paying up for and what is adequate to find for the cheapest. We found this article that lays it down pretty straight. I would also add to the splurge list: Your make up – worth getting a quality product that is gentle on your skin; and your shoes – buy shoes that are comfortable and won’t break or harm your feet. Best not to resort to the cheapest on those two as well.
4 Things to Splurge On — and 4 Not To
Some things in life are worth paying up for.
By Alexa von Tobel
1. Your haircut. For something you’re in 24–7–365, like your hair, spending a lot is worth it. Think of it in terms of cost per wear … ditto for eyeglasses and jeans.
2. Health insurance. Budget insurance may seem like a good deal because of low monthly premiums, but you’ll pay a higher deductible before insurance chips in. Don’t buy a bronze plan if you can afford a gold one.
3. Phone chargers. Best-case scenario with a cheapo phone charger is that it takes forever to power up your phone. Worst-case: It damages or fries it — they tend to be poorly made.
4. Your mattress. You sleep on it every single night. Enough said! Try finding a quality online mattress.
1. Trendy stuff. Speaking of cost per wear, crunch the numbers before you shell out for psychedelic print pants and neoprene anything. If it’ll have a short shelf life, get it at Zara or ASOS.
2. Rental car service. First, check if you’re already covered. You need to upgrade only if you don’t have a combo of comprehensive and collision coverage from your auto, health, homeowner’s or renter’s insurance, or through a credit card.
3. Your car. New cars lose an estimated 20 percent of their value as soon as you drive them off the lot. Look for a used one with fewer than 30,000 miles (warranties tend to expire after that).
4. Prescriptions. Ask your M.D. if you’ll get the same results from a generic — they’re an average of three times less expensive than a name-brand Rx.
Article courtesy of Cosmopolitan